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FRENCH RIVER · EB-5 FIELD GUIDE

Can expected investment repayment be used to reduce the required capital amount?

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THE DIRECT ANSWER

Do not subtract hoped-for returns from the qualifying capital requirement. Current amounts are US$1,050,000 generally or US$800,000 for qualifying targeted employment area or infrastructure cases.

Budget the financing separately

Statutory adjustments start January 1, 2027, so confirm the filing-date amount. The applicant’s loan payments, official fees and professional expenses are different obligations. An enterprise repayment promise may itself create a capital-eligibility issue rather than make the investment cheaper.

Project-dependent charges include the sponsor's administrative fee and any subscription or escrow costs, whose amounts and refund terms must be read from the offering documents rather than supplied as a generic statistic. Build one schedule listing every payment: the qualifying capital, administrative or subscription fees, independent legal fees, financial review, translation, medical examinations, and travel, with the payee and the timing beside each. Government charges apply at several stages, including the initial petition, the immigrant visa or adjustment stage, and later the petition to remove conditions, and current amounts should be taken from the published fee schedule.