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FRENCH RIVER · EB-5 FIELD GUIDE

Does a family member lending money become a derivative applicant?

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THE DIRECT ANSWER

Funding a case does not create derivative eligibility. Eligible family generally means a spouse and unmarried children under 21, subject to applicable immigrant age-protection rules.

Keep the lender and household roles distinct

Identify who is lending and who actually intends to immigrate. A parent or other relative does not gain a derivative place by supplying funds. Assess each intended applicant’s relationship and case dates separately; paying or lending does not itself grant residence or work authorization.

Eligibility for inclusion and any age protection under the Child Status Protection Act require individualized calculation; visa availability and the timing of specific filings affect the outcome, and a child's age is not automatically frozen simply because the investment was made or the petition filed. Age is measured at a statutory moment rather than at filing, and the Child Status Protection Act can subtract certain periods from a child's age in defined circumstances, which sometimes preserves eligibility for someone who passes twenty-one during processing. Keep school enrolment plans separate from status eligibility, since neither a school admission nor an investment payment extends a child's qualifying age or guarantees the whole family completes the process together.