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MARKSTAY-WARREN · GOLD CARD FIELD GUIDE

Is a corporate replacement budget simply another US$2 million gift?

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THE DIRECT ANSWER

The FAQ describes reusing the prior gift contribution without a new US$2 million gift, subject to corporate transfer terms. It also specifies 1% annual maintenance and a 5% transfer fee including a new background check.

Ask for the actual itemized instructions

Confirm the treatment of processing and any visa-related charges for this transfer rather than guessing from an initial application budget. Separate each eligible family member’s US$1 million gift and US$15,000 processing charge. Also identify any private repayment obligation the employer proposes; it does not change official eligibility. A gift contribution is not commercial capital expected to earn an investment return.

Before engaging anybody, obtain a written description of the work, the whole price including sums payable later, a stage-by-stage refund position, and a statement setting out what the person believes the government terms to be. Prepare a staged budget that separates the non-refundable processing fee, the published gift payment, any spouse or child amount, professional assistance, travel, and ordinary settlement costs. Ordinary ancillary costs — legal fees, document preparation, translations — sit outside the programme's charges and are payable whatever the outcome, so they belong in the budget separately.