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ST.-CHARLES · EB-5 FIELD GUIDE

Should the gross estate value be used as the EB-5 investment budget?

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THE DIRECT ANSWER

Use the actual amount available to the investor and distinguish qualifying capital from other expenses.

Reconcile the distribution before making commitments

Record retained amounts, legitimate expenses and actual transfers without giving an unsupported tax conclusion. Confirm US$1,050,000 or the qualifying US$800,000 threshold under filing-date rules, including adjustments beginning January 1, 2027. Budget fees and household expenses separately.

The sponsor's administrative charge, independent legal advice on both the immigration case and the investment, source-of-funds preparation, government amounts from the current USCIS fee schedule, translations, and the later petition to remove conditions. Build a single schedule listing the qualifying capital, administrative fees, independent legal fees, financial review, translation, medical examinations, and travel, with the payee and timing beside each. Keep family-related expenses and independent financial diligence visible as separate items, since an advertised package price can omit material commitments and a quoted return does not describe the full financial exposure. Produce a payment schedule separating qualifying invested capital, project administration, legal or advisory bills, government filing charges, currency costs, and personal reserves.