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NAIRN AND HYMAN · GOLD CARD FIELD GUIDE

Which continuing costs should appear beside the company’s gift budget?

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THE DIRECT ANSWER

Published corporate terms include 1% annual maintenance and a 5% transfer charge with another background check. These are distinct from the initial gift and per-person processing.

Clarify obligations without inventing refund rights

Ask who tracks the charges and what private reimbursement conditions the employer proposes. A transfer can reuse the contribution under official terms, but does not automatically approve another employee. Separate potential visa-related fees and eligible family amounts. The gift should not be described as employee-owned investment capital with an expected financial return.

Beyond the headline amounts are the USCIS fee for the immigrant petition under Form G-1055, Department of State fees for consular processing, the medical examination, and professional fees for the category evidence and the tax planning. Some households will pay more to avoid managing an enterprise, tracking obligations, or waiting on a return that may never arrive, and that preference is legitimate provided it is stated as a preference rather than disguised as a cheaper option. The programme amounts are stated in United States dollars and do not vary by where an applicant lives, while local costs such as currency conversion, domestic professional fees, and travel are the household's own expenses rather than different programme pricing.